FAQ: Loans

Student Financial Services

Student Loans

Am I required to do an Entrance Interview? How and Where?

Yes. The Entrance Interview for new borrowers is a requirement for student loan recipients.

When will I receive my loan funds?

Your student loan disbursements are usually received on or about the first day of class. Once received, the loan funds will be applied toward your student account. If the application of loan funds to your account creates a credit balance, the Bursar's office will issue a refund check to you.

NOTE: Loan disbursements for first-time freshmen borrowers are subject to a 30-day delay, as required by the US Department of Education. 

Am I required to E-Sign a Master Promissory Note (MPN)?

Yes. By E-Signing and submitting your MPN with the Direct Loan program, you are promising to repay all student loans made under this note. You may have to sign only one MPN for the life of your student loan. An MPN expires ten years after the note is signed. An MPN is revoked if the first disbursement is not made within one year.

Will I be able to consolidate all of my loans after graduation?

Yes. Many private lenders have ceased Federal Loan Consolidations. However, you may contact the US Department of Education about your Loan Consolidation options.

When will I begin repayment on my student loans?

After you graduate, leave school, or drop below half-time enrollment, you have a period of time before you must begin repayment. This "grace period" will be

  • six months for Federal Stafford Loans (FFEL or Direct)
  • nine months for Federal Perkins Loans

***Note- We do not offer Federal Perkins Loans

For more information about repayment options, visit

Can I get a listing of all of the student loans that I have ever received?

For a complete listing of your loan amounts and lenders, visit