Office of Human Resources
Basic Life Insurance Coverage Provided by the University
The University provides all eligible employees with basic life insurance at no cost to the employee. The basic life coverage level is 1.5 times the covered employee's annual base salary with a maximum benefit of $400,000. This coverage reduces to an amount equal to the employee's annual base salary at age 65. The provider for this coverage is The Hartford Life Insurance Company.
Initial enrollment for this coverage is conducted during new-hire orientation. To file a claim for life insurance benefits, the beneficiary should contact the Office of Human Resources at 256.765.4650.
Also, for eligible active employees, a death benefit of the payment of accrued sick leave or 60 workdays, whichever is smaller, is paid to the employee's beneficiary by the University.
Life Insurance Provided by the Teachers' Retirement Systems of Alabama (TRS)
As a member of the Teachers' Retirement System of Alabama, eligible employees also have death benefits available through TRS. For details of these benefits, refer to pages 12 and 13 of the TRS Member Handbook.
Supplemental Life Insurance Option Provided by The Hartford
The Hartford also provides the opportunity for eligible employees to purchase additional group life insurance to cover themselves, their spouses, and their dependents. This coverage is offered initially at new-hire orientation and is effective on the first of the month, 30 days after the employee's date of hire.
If coverage is elected upon its initial offering, there is a guaranteed issue coverage amount of $200,000. Coverage can be purchased in multiples of 1-5 times the employee's base salary to a maximum of $500,000.
Eligible employees may also purchase spouse coverage at 50% of the employee's elected coverage amount up to $100,000.
Dependent children may be purchased that provides $10,000 in coverage per child (ages 2 through 19; 25 if a full-time student). To file a claim for life insurance benefits, the beneficiary should contact the Office of Human Resources at 256.765.4650.